Hospital cash benefit & Personal accidental insurance

Hospital Cash Benefit, Critical Illness & Personal Accidental Insurance

Hospital Cash Benefit

• Benefit: ₹1000 per day for regular hospitalization
• ICU Benefit: ₹2000 per day for ICU admission
• Usage: Maximum 30 days per year (applicable for hospitalization exceeding 24 hours)
• Coverage: Applicable for one member

Personal Accidental Insurance

• Benefit: ₹1,00,000 coverage for accidental injuries
• Coverage: Applicable for primary member only

Critical Illness Coverage

• Coverage: Covers 9 critical illnesses
• Benefit Amount: ₹50,000

List of Covered Critical Illnesses

• Cancer of specified severity
• Kidney failure requiring regular dialysis
• Multiple sclerosis with persisting symptoms
• Benign brain tumour
• Parkinson’s disease
• Alzheimer’s disease
• Major organ / bone marrow transplant
• Open heart replacement or repair of heart valves
• Open chest CABG (Coronary Artery Bypass Graft)