Arogya Kavach HealthPro

1. Hospital Cash Benefit (Hospicash)

Benefits

• ₹2,000 per day for regular hospitalisation
• ₹4,000 per day for ICU admission

Usage Limits

• Payable for up to 30 days per year
• Applicable for hospitalisations exceeding 24 hours

Coverage

• Coverage for one member

2. Personal Accidental Insurance (PA)

Benefits

• ₹5,00,000 coverage for accidental injuries

Coverage

• Applicable for the primary member

3. Critical Illness Insurance (CI)

Coverage

• Covers 9 critical illnesses

Benefit

• ₹50,000 lump sum on diagnosis of any covered illness

Covered Illnesses

• Cancer of specified severity
• Kidney failure requiring regular dialysis
• Multiple sclerosis with persisting symptoms
• Benign brain tumour
• Parkinson’s disease
• Alzheimer’s disease
• Major organ / bone marrow transplant
• Open heart replacement or repair of heart valves
• Open chest CABG (Coronary Artery Bypass Graft)